Smarter Choice Finance 世诚信贷 – We make the loan process as easy as possible

why choose us

Features

Lots of Choice

We compare over 11 lenders for you

Get A Great Deal

We can negotiate a competitive rate

Stress Free

We do all the paperwork and running around

smarter choice finance

About Us

Smarter Choice Finance is a professional financial services company part of the Australian Mortgage Group, headquartered in the center of Box Hill, Melbourne, Australia.

We deliver various financial products, including home loans, commercial loans, car loans, construction loans, as well as refinancing. Smarter Choice Finance has provided clients with quality loan solutions from a panel of over 11 lenders with the best interest rates. Our flexible and forward-thinking approach to finance means we deliver some of the most competitive loan products in the market; with excellent service standards advanced workflow management, our reputation within the industry is unmatched. Ensuring the experience of dealing with us is second to none.

Suit your needs

Our Services

Home Loans

Whether it is first home，next home or property investment, we’ll find you a great rate. We do all the legwork to find the right home loan for you.

Commercial Loans

It’s rare for a business to always have the capital or the cash flow it needs. Thankfully there’s a wide range of business finance packages available to assist.

Refinancing

Interest rates are at historic lows, Our mortgage expert compares hundreds of options with your current loan to see if you could save more.

Car Loans

We search lenders to find you a suitable car loan, help you apply pre-approval on your finance whether you are purchasing through a registered dealer or private sale.

Our happy clients

Testimonials

Gloria Liang - Tax Consultant

I was very impressed by Stephen’s diligent work and services on multiple levels. He had an uncanny sense for what I was pondering but hadn’t yet said aloud, really listened effectively to what I was seeking. He made my life much easier in terms of gaining a home loan that was suitable for me and also other related financial matters. Stephen gathered all possible financial options and listed all pros and cons of each option for my consideration, and he did it all in a timely manner and with excellent communication skills.

Shan Gao - Graphic Designer

Being a first home buyer with no financial background at all, applying a home loan can be really overwhelming and challenging to me, but Stephen were really patient, walking me through the whole process at my pace , and didn't mind explaining everything in a language I understood over and over again. The whole process was indeed complicated, but I did feel much less stressful and more confident with Stephen’s professional and accommodating service. I would give my highest recommendation to anyone that is looking for a new loan.Thanks Stephen!!

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Get in touch

Australia Mortgage Group Pty Ltd is a Credit Representative (Credit Representative Number 493333) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237).